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 29 Jul 08 12:41 am |
| Anonymous wrote: | | Anonymous wrote: | | Anonymous wrote: | | Anonymous wrote: | | Anonymous wrote: | | as a buyer dont be so rush to buy with high COV. After viewing so much of house, that's is so teriible... some house is like really not worth to pay so much COV. Be a smart buyer. |
A smart buyer = buy low, sell high
A smart seller = sell high, buy low
Those people who buy now...haizz...dunno wat to say to them.
You know there are lots of seller sell their flat few months ago at high price with high COV (to cover interest paid) and choose to stay with their parents for few months, wait for the property price to go down?? When the price go down, they will buy at lower price...They are smart enough to analyse the market and waiting patiently for the price to go down. |
yes...there are indeed sellers who sold off their houses last few mths and currently staying with parents/renting......and waiting to buy low again...
i am one of them |
You know those who always complain and hoping for the property to drop is the people like our friend above...but he was willing to take the risk...if the property really drop...then he will have profit but if it never drop to the price it used to (which I think most likely will not), then die liao loh...after months here in this forum, i come to know that most genuine buyers who needs flat urgently will not listen to the BS here...
This kind of buyer can be categorised as a not serious buyer...waiting for the property price to drop, try their luck. Same like seller, those who ask very high COV to try their luck..not a serious seller... |
Say the valuvation will not drop in another 1 year
lets put some calculation how much the 4rm Sengkang flat will be in i year
HDB history of increase valuvation price , you can check this in hdb website
2nd Quater 2007 245K
3rd Quater 2007 260K (increase 15K) 6.12%
4th Quater 2007 281K (increase 21K) 8.07%
1st Quater 2008 298K (increase 17K) 6.04%
so say average valuvation increase a quater is 6%
we have four quater in one year , then base on 6% valucation increase it will be
1st quater of the year will be 315K
2nd Quater of the year will be 334K
3rd Quater of the year will be 354K
4th Quater of the year will be 376K
this is just the estimation growth if the valuvation never goes down in one year , all of this depend how much COV ask for the unit
so base on this estimation , do you think a normal person is worth to buy the 4rm hdb flat
in order to get the loan for 4rm flat in Sengkang you need minimum 5K salary , but in Singapore more of the company dont increase their pay as need to competitive with other sites to get their product cheaper
so how many of ppl here getting 5K and above , further if you buy now
do you able to sell at same price in future or not?
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Not much ppl who can earn 5k alone, but nowadays got lot of familys can earn more then 5k. |
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29 Jul 08 9:14 am |
| Anonymous wrote: | PRICE SURE DROP 20%
      
| Anonymous wrote: | Always stick to your budget.
That way you wont make any unrealistic offers for a flat.
Dont let agents/sellers get away with crazy demands. |
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Seems like you got nothing to do, do you? lolol |
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29 Jul 08 10:12 am |
| PRICE SURE DROP 20% Just like the private property |
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29 Jul 08 11:09 am |
| Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
Yes..keep on waiting my friend... btw, some of them have been waiting for more than a year... |
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29 Jul 08 1:24 pm |
| Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
Yes..keep on waiting my friend... btw, some of them have been waiting for more than a year... |
1] they can afford to wait .
2] they are smart .
3] they have $$$. |
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29 Jul 08 2:13 pm |
| Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
Yes..keep on waiting my friend... btw, some of them have been waiting for more than a year... |
Wait more than a year... meaning they have been waitting before the property market start raising. I personal think they will not get any house within this few years since they can't make up their mind. If spore hit by recession, they will not buy also. Too much worry in their mind. |
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29 Jul 08 3:33 pm |
THose can wait of course wait long long
[quote="Anonymous"] | Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
1] they can afford to wait .
2] they are smart .
3] they have $$$. |
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29 Jul 08 3:38 pm |
| Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
Yes..keep on waiting my friend... btw, some of them have been waiting for more than a year... |
Price start to rise at begin 2007 and peak 3Q-4Q 2007, then It should be coming down soon |
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29 Jul 08 4:08 pm |
| Anonymous wrote: | | Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
Yes..keep on waiting my friend... btw, some of them have been waiting for more than a year... |
Price start to rise at begin 2007 and peak 3Q-4Q 2007, then It should be coming down soon |
Ya lah...wait lah...GOOD decision!! lolol |
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29 Jul 08 6:20 pm |
| Anonymous wrote: | | Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
Yes..keep on waiting my friend... btw, some of them have been waiting for more than a year... |
1] they can afford to wait .
2] they are smart .
3] they have $$$. |
But they dun have their own house.
when market slow down, buyer also can dun sell the house. cos :
1] they can afford to wait
2] they are smart
3] they have $$$
4] the most importance thing, THEY HAVE THEIR OWN HOUSE TO STAY! |
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29 Jul 08 6:23 pm |
| Anonymous wrote: | | Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
Yes..keep on waiting my friend... btw, some of them have been waiting for more than a year... |
Price start to rise at begin 2007 and peak 3Q-4Q 2007, then It should be coming down soon |
Peak only for condo, not hdb flat.
Condo price was peak at 4Q 2007 then it start to drop price after 4Q 2007.
HDB not yet hit the peak, still got long way to go. |
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29 Jul 08 6:26 pm |
| Anonymous wrote: | | Anonymous wrote: | | Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
Yes..keep on waiting my friend... btw, some of them have been waiting for more than a year... |
Price start to rise at begin 2007 and peak 3Q-4Q 2007, then It should be coming down soon |
Ya lah...wait lah...GOOD decision!! lolol |
whahaha... luck I bought my 5rm flat at 310k at 1Q 2008. now 5rm flat around my area selling at 400k, so now i sitting here and laught at those ppl who waiting... lolololol |
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29 Jul 08 8:09 pm |
[quote="Anonymous"][quote="Anonymous"][quote="Anonymous"] | Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
whahaha... luck I bought my 5rm flat at 310k at 1Q 2008. now 5rm flat around my area selling at 400k, so now i sitting here and laught at those ppl who waiting... lolololol |
kA NI NA YOU BUY AT 310k BUT CAN YOU SELL NOW whahaha  |
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29 Jul 08 9:54 pm |
[quote="Anonymous"][quote="Anonymous"][quote="Anonymous"] | Anonymous wrote: | | Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
whahaha... luck I bought my 5rm flat at 310k at 1Q 2008. now 5rm flat around my area selling at 400k, so now i sitting here and laught at those ppl who waiting... lolololol |
kA NI NA YOU BUY AT 310k BUT CAN YOU SELL NOW whahaha |
Wa lan ne. Why sell? They buy for staying not for investment. Don't take too hard. You just wait lo, nobody ask you to buy now. If you are not agree just state your opinion here. Dont "ah bang" " ah seng" here. No use what, right? |
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30 Jul 08 10:15 am |
[quote="Anonymous"][quote="Anonymous"][quote="Anonymous"] | Anonymous wrote: | | Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
whahaha... luck I bought my 5rm flat at 310k at 1Q 2008. now 5rm flat around my area selling at 400k, so now i sitting here and laught at those ppl who waiting... lolololol |
kA NI NA YOU BUY AT 310k BUT CAN YOU SELL NOW whahaha |
I think there are still so many buyers in the market...you are not buying doesnt mean others dun buy as well leh...anyway, what a colourful words you have there...keep it up son. lolol |
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30 Jul 08 11:58 am |
just bought a 5R in Clementi...
$400+, new valuation increased like no tomolow...
now it worth +40k more...! |
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30 Jul 08 6:14 pm |
| Anonymous wrote: | just bought a 5R in Clementi...
$400+, new valuation increased like no tomolow...
now it worth +40k more...! |
Congrate but you have to stay there for 1 year inoder to sell  |
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30 Jul 08 6:17 pm |
| next year recession you no job no money how to pay your loan haiz |
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30 Jul 08 11:23 pm |
[quote="Anonymous"][quote="Anonymous"][quote="Anonymous"] | Anonymous wrote: | | Anonymous wrote: | | Anonymous wrote: | | PRICE SURE DROP 20% Just like the private property |
whahaha... luck I bought my 5rm flat at 310k at 1Q 2008. now 5rm flat around my area selling at 400k, so now i sitting here and laught at those ppl who waiting... lolololol |
kA NI NA YOU BUY AT 310k BUT CAN YOU SELL NOW whahaha |
lolololol... Y I wan to sell now? I wan it to stay 1.... if you not happy, you now can go and buy a 5rm below 310k and show me loh. lolololol.
wait lah... this is the result you'll have it. so keep waiting loh, maybe wait until one day you can buy a landed 3 story house to stay at few hundred only.... but it make of paper. lolololol..... |
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